Hurricane Harvey has exposed the inadequacy of flood insurance

“For political reasons, NFIP charges low premiums, pricing out private insurers. But this also means its income does not cover all losses, and it is forced to borrow from American taxpayers.”


Housing prices are crazy. Why can’t we build enough?

“The mismatch of low supply and high demand has sent housing prices soaring.”

“The shortfall in housing compared to the number of incoming residents is exacerbated by a labor shortage in the construction trades”